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Article snippet: In recent years, millions of middle- and working-class Americans have moved from job to job, some staying with one company for shorter stints or shifting careers midstream. The Affordable Care Act has enabled many of those workers to get transitional coverage that provides a bridge to the next phase of their lives — a stopgap to get health insurance if they leave a job, are laid off, start a business or retire early. If the Republican replacement plan approved by the House becomes law, changing jobs or careers could become much more difficult. Across the nation, Americans in their 50s and early 60s, still too young to qualify for Medicare, could be hit hard by soaring insurance costs, especially people now eligible for generous subsidies through the existing federal health care law. This news scares Fern Warnat, 59. She has gotten insurance on the federal marketplace a couple of times in the last few years. When she and her husband moved from New York to Boca Raton, Fla., she bought a policy for a few months to tide her over until she got coverage from a new job. A year later, she needed to buy insurance again when she found herself unemployed. The policy was expensive — around $800 a month. “It wasn’t easy, but it was available,” she said. Now she worries what would happen under the Republican plan if she left her job at a home health company that provides insurance. “I need something to be there,” she said. “I’m going to be 60 years old. All my conditions pre-e... Link to the full article to read more