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Article snippet: Good advice about student loans can be hard to find: Repayment options can be overwhelming, colleges don’t provide great counseling and loan collectors can be bad actors. That’s why The New York Times has collected some of the best tips, tools and guides for families and students trying to figure out student debt. Want to get smarter about personal finance? Sign up for the Your Money newsletter and get our best advice directly in your inbox. ■ Are you a new college graduate or a family starting to think about how to pay for college? We recommend this general introduction to loan repayment, with useful tips on how to avoid the most common types of trouble. Read more » ■ Once you’re done with that guide, make sure to read about three basic but crucial things to know about student loans. Read more » ■ It is also important to read carefully, and thoroughly, the contents of your student loan agreement. Read more » ■ Keep in mind that student loan servicers have come under scrutiny for creating all sorts of hassles for some borrowers. Be sure to read your statements closely to make sure every payment is credited appropriately. Read more » ■ Already have a job, or about to start one soon? First of all, congratulations! Now comes the tough part. You may be wondering whether it’s smarter to pay off your loans or save for retirement. If possible, do both. But if not, read about the high cost of forgoing savings in order to relieve student debt. It might just save you hun... Link to the full article to read more